Sunday, December 26, 2010

Guaranteed Return Investment - Are You Adequately Protecting Your Money?

Are you one of the thousands who are seeking for ways to find out a guaranteed return investment policy; whereby the risks are limited and returns are higher as well as guaranteed?

Well, each one of us does invest our sum in some or the other kind of investment. So, all of us might be eager to know about the options that will provide guaranteed return investment on your principal sum invested. Let's glance at these options, below:

1. Guaranteed bonds- if you desire to invest your money for a fixed time period, this option is for you. It is a onetime premium that provides you guaranteed returns. Though the returns here are minimum; they are secure and assured along with any growth that have been attained.

2. Income bonds- it is generally suitable to the ones who prefer to enjoy a steady flow of money every month. If you do not want to enter the stock market, you can surely go into this kind of investment where you can get interest each month on your total sum invested. This monthly flow of money is directly proportional to the rate of interest provided at the time you have invested in the bond.

3. Fixed rate bonds- it is a kind of investment option providing fixed interest rate to you. You have to sign a fixed rate bond for the number of years you are willing to invest and you can acquire its interest either annually or monthly. They can also be directly deposited in your bank account. In this case, usually the longer is the time period of your investment, better the rewards you get.

4. Guaranteed investment certificates- it is a guaranteed return investment wherein the interest rate is fixed for a particular time period. They are indeed no risk or low risk investment programs and therefore, also yield small outputs as compared to bonds, mutual funds and stocks. You get both the options: high risk and low risk ones.

5. Savings account- these are extremely safe to save your additional money and a flexible place to store money. Savings account can be created in any bank with a minimum of twenty five dollars. In addition, you can access your money any time and withdraw the funds instantly. The only thing is here you earn a very low interest rate and therefore very few people prefer to go for this option. However if you want to access your cash shortly, then you should prefer this mode of investment.

These were different guaranteed return investment options. There are many more available, and you can come across all of them on the net. Just browse for some time and you will get a list of it.

For more information or assistance in this case, you can refer cash value life insurance. It will guide you for further steps as to your investment plans and strategies. Take help form the different sources to make yourself aware of different good investment plans. Guaranteed return investment option is highly preferred by all, but only few are aware of it.



By: Brett K
Did you know that you can get the guaranteed returns you are looking for outside of the market?
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